Your Contract for Legal Use in Nigeria

These terms govern your use of the official website and mobile app in Nigeria. By creating an account or placing any bet, you agree to the rules in this document and all policies referenced here. The requirements apply to every user who accesses the services in Nigeria. Access Bet may update these terms to keep pace with legal and regulatory changes in Nigeria.

General Terms of Use and User Rights

Please read these general rules before registration or use of the services. By using the platform, you agree to be bound by these terms in line with Nigerian law.

  • Acceptance of terms
    • Using the site or app, opening an account, or placing bets confirms your acceptance of these terms, the privacy policy, responsible betting rules, and any bonus rules.
    • Access Bet may revise terms to meet regulatory or operational needs. Material changes will take effect after notice is posted on the site.
  • Eligibility and registration
    • You must be at least 18 years old and legally allowed to use betting services in Nigeria.
    • You must provide accurate information during registration, keep your account details updated, and maintain only one account.
    • You agree to keep login credentials secure and not share your account.
  • Proper use of services
    • Use the platform only for lawful betting on an event listed, in line with Nigerian law and these terms.
    • Prohibited conduct includes fraud, collusion, arbitrage abuse, market manipulation, automated scraping, account sharing, or use of VPN or proxy to evade location checks.
  • Intellectual property and content protection
    • Site content, odds displays, software, trademarks, and data are protected by IP laws. You may not copy, redistribute, or exploit them without written permission from Access Bet.
  • Limitation of liability
    • Services are provided on an as-available basis. Access Bet is not liable for interruptions, delays, or data errors from third-party feeds that affect odds or settlement.
    • To the extent permitted by law, liability for any loss related to use of the services is limited to the amount staked on the relevant bet.
  • Governing law and dispute handling
    • These terms are governed by the laws of the Federal Republic of Nigeria.
    • Complaints should first be raised through customer support; unresolved matters may be escalated to relevant regulators in Nigeria.

General Betting Rules, Odds, and Settlements

These general rules apply to all bets unless a sport-specific or market-specific rule states otherwise.

  • Who may place a bet
    • Only verified users aged 18 or above who completed registration may place a bet.
    • Betting is not allowed from outside Nigeria where such activity would be illegal.
  • Bet acceptance and confirmation
    • A bet is accepted when it appears in your account bet history with a unique reference.
    • Pre-match and live betting odds may change before acceptance; the final odds are those shown in the confirmed bet slip.
    • Access Bet may refuse, limit, or suspend bets to manage risk or meet legal obligations.
  • Minimums, maximums, and payout caps
    • The minimum stake and maximum payout for each market are displayed in the bet slip or market rules.
    • Stake limits, market limits, and accumulator limits may vary by sport, event, or time.
  • Settlement and calculation
    • Bets are settled based on the official result declared by the relevant governing body of the event.
    • If an event is abandoned or postponed, settlement follows sport-specific rules published on the site.
    • If a pricing or data error occurs, the bet may be voided or settled at the correct odds in line with published error policies.
  • Cancellations and voids
    • A bet cannot be cancelled by the user once accepted.
    • Access Bet may void a bet where there is a palpable error, breach of market integrity, or prohibited activity.
  • Restrictions
    • Account-level restrictions may apply, including limits on certain markets, in-play bets, cash-out availability, and bonuses.
    • Self-excluded users cannot place bets during the exclusion period.
  • Bonuses and promotional rules
    • Any bonus or free bet is subject to specific terms, including wagering, expiry, market exclusions, and payment method restrictions.
    • Promotional abuse, arbitrage, or syndicate play may lead to removal of bonuses and adjustment of related winnings.

Payment Rules for Deposits and Withdrawals in Nigeria

Funding and cash out rules are designed to protect your account and meet financial regulations in Nigeria.

  • Deposits
    • Supported methods may include bank transfer, debit cards issued in Nigeria, agent-assisted deposits, instant transfer channels, and other approved options listed in your account.
    • Minimum and maximum deposit amounts are shown on the cashier page and may vary by method.
    • Deposits may be subject to fees charged by your bank or payment provider; any platform fees will be shown before you confirm the transaction.
    • Funds are credited after successful authorisation by the processor; delays can occur due to bank processing times.
  • Withdrawals
    • Withdrawals are paid to a bank account in your name or to the original method where permitted by Nigerian regulations.
    • Processing may take 24 to 72 hours after approval, subject to KYC checks and banking hours.
    • Minimum and maximum withdrawal limits apply and are displayed in the cashier.
  • KYC/AML checks
    • Before a first withdrawal or whenever required by law, you may be asked to provide valid ID, proof of address, proof of payment source, BVN or NIN where applicable.
    • Access Bet follows Nigerian AML/CFT requirements and may request additional documents at any time.
  • Transaction monitoring and restrictions
    • The platform may place holds on deposits or withdrawals to investigate suspicious activity or chargeback risk.
    • Multiple deposits followed by limited betting and rapid withdrawals may trigger a review.
  • Cancellations and reversals
    • A pending deposit cannot be cancelled once the bank has authorised it.
    • A pending withdrawal may be cancelled by the platform during compliance checks if the account is under review or in breach of these terms.

Responsible Gambling and Player Controls

Betting should remain recreational. You are encouraged to manage your play and protect your account.

  • Safer betting tools
    • Deposit limits, loss limits, stake limits, and session reminders are available in your account settings.
    • Time-out and self-exclusion options allow you to block access for set periods.
    • Reality checks and activity statements help you read and understand your betting behaviour.
  • Identifying risk
    • Warning signs include chasing losses, betting beyond your means, neglecting responsibilities, or hiding the extent of bets.
  • Support and assistance
    • Contact customer support to activate or adjust limits or to request self-exclusion.
    • Independent help is available through Gamblers Anonymous and other international counselling services that offer online resources accessible in Nigeria.
    • For urgent well-being concerns, speak to a licensed counsellor or contact local health services via recognised state hotlines or 112 for emergencies.
  • Minors
    • Use of the platform by anyone under 18 is prohibited, and you must not allow minors to access your account or device for betting.

Anti-Money Laundering and Counter-Terrorist Financing

The platform upholds Nigerian AML/CFT laws, including the Money Laundering (Prevention and Prohibition) Act 2022 and related regulations.

  • Legal obligations
    • As a designated non-financial business, the platform complies with oversight by relevant Nigerian authorities, including SCUML and the NFIU where applicable.
    • Access Bet implements risk-based controls to deter illicit use of the services.
  • KYC procedures
    • Verification may include government-issued ID, biometric or database checks, proof of address, and validation of payment instruments in your name.
    • Enhanced due diligence may apply for higher-risk profiles, high-value transactions, or unusual patterns.
  • Monitoring and detection
    • Transactions are monitored for structuring, third-party funding, rapid movement of funds, and use of prohibited payment channels.
    • Suspicious activity may be reported to competent Nigerian authorities in line with legal requirements.
  • Consequences of breach
    • The platform may delay, freeze, or block transactions and funds, restrict your account, or terminate access where AML concerns arise.
    • Access Bet may also close related accounts and forfeit bonuses linked to misuse of the services.

Privacy, Data Use, and Your Rights in Nigeria

Your personal data is processed in line with the Nigeria Data Protection Act 2023 and the NDPR, as applicable.

  • Data collected
    • Registration details, contact information, KYC documents, payment data, device and log data, location checks, and betting history.
  • Purposes and legal bases
    • To create and manage your account, process bets and payments, provide customer support, prevent fraud, meet AML/CTF obligations, and deliver service updates.
    • Processing relies on contract performance, legal obligations, legitimate interests in securing the services, and consent where required for optional features.
  • Sharing and transfers
    • Data may be shared with payments partners, KYC providers, regulators, and professional advisers where necessary.
    • Transfers outside Nigeria use appropriate safeguards or are made in line with applicable law.
  • Retention
    • Data is kept for the period required to provide services and to comply with legal retention duties, including AML rules.
  • Your rights
    • You may request access, correction, deletion, restriction, portability, or object to certain processing.
    • You may withdraw consent for optional processing without affecting prior lawful use.
    • You may lodge a complaint with the Nigeria Data Protection Commission if your rights are infringed.

Security of Your Account, Bets, and Transactions

Safeguarding your information and funds is a priority. Technical and organisational measures are in place to reduce risk.

  • Technical protections
    • Encryption of data in transit, secure payment gateways, and segregated environments for critical systems.
    • Optional two-factor authentication for account access and sensitive changes.
  • Operational safeguards
    • Continuous monitoring of login patterns, bet anomalies, and transaction activity to detect fraud.
    • Strict access controls for staff, background checks, and audit trails of key actions.
  • Your responsibilities
    • Use strong, unique passwords, enable two-factor authentication, log out on shared devices, and keep your contact details current.
    • Report any suspected unauthorised access promptly so temporary holds can be applied during investigation.

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